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Net charge-off rate was 0.48% in Q1 2026. Allowance for credit losses totaled $14.3 billion at the end of Q1. Nonperforming loans stood at $8.4 billion in early 2026. Provision for credit losses measured $450 million in Q1. Credit card charge-off rate hit 2.1% in Q1 2026. Commercial loan delinquencies rose to 1.2% in Q1. Consumer delinquency rate remained 1.8% overall. Criticized loans increased to $45 billion year-to-date. 30-89 days past due loans were $6.2 billion in Q1

In general, females have a higher percentage of their body mass as fat, and a lower percentage as water compared to males (Figure 1.9)

Interestingly, despite the presence of superoxide dismutase (SOD) ( k = 2.4 10 9 M 1 s 1 ) 36 , the resulting concentration of H 2 O 2 is significantly smaller than the concentration of superoxide, indicating that the model is able to respond well to a transient increase in ROS, maintaining low H 2 O 2 concentrations